Know your credit history. Manage your financial future.

Get your Credit Report for AED 84 AED 49 and discover how well you've managed your credit. It includes your Credit Score and credit history so you can take better control of your future.

Your Credit Report is a summary of your personal information, financial obligations and bills for the past 3 years, as well as your last reported salary. This data is collected from banks, financial companies, telecom and utility providers, courts and government entities.

Why do you need a Credit Report?

Gain credit insights

Discover how well you've managed your loans and credit contracts, and how you can improve your Credit Score.

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Correct inaccurate information

You can request to fix any inaccuracies through our Data Correction service.

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Track your payment behavior

Check your history, identify missed payments and understand how your payment behavior impacts your creditworthiness.

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Keep track of your credit status

Get the credit information you need in just a few clicks. Etihad Credit Bureau will help you make more informed financial decisions.

What's included in your Credit Report?

Credit Score

The Credit Score is a number that represents your ability to pay your loans and financial obligations.

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Income Utilisation Ratio

This shows how your payments impact your last reported income.

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Payment history

A record of your loan and bill payments for the last 36 months.

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Credit contracts

A summary of all your loans and credit cards.

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Court obligations

A summary of court-ordered financial obligations.

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Frequently Asked Questions
What is a Credit Report?add_circle
How can I fix incorrect information appearing on my Credit Report?add_circle
How can I obtain my Credit Report if I live outside the UAE?add_circle
Can I ask for a company stamp to be added to my Credit Report?add_circle
How many years of credit history does the Credit Report cover?add_circle

Ready to see your Credit Report?

Get the credit information you need in just a few clicks. Etihad Credit Bureau will help you make more informed financial decisions.